Health Insurance for
Individuals and Families

Your Individual Health Insurance plan is your best defense regarding unexpected medical emergencies and illnesses. Having a comprehensive well thought out plan in place is YOUR insurance against financial catastrophes due to these unexpected events.

If your unsure how individual insurance works, please give FHIA a call so we can alleviate some of the confusion and see if we can get you a better rate or at least better coverage to fit your needs. Be assured that if we can’t find a better product or price we will tell you.

If you had group coverage in the past, you’ll notice that there are many differences between group and individual health insurance, ranging from coverage to co-pays to the premiums. It will be our pleasure to explain these differences for you.

Individual Health insurance is available from birth through 64 ½ years old. Different carriers have different age limits within this range. It is for students, young adults coming off of their parents group plan, individuals, families and small businesses. Rates are determined by location, age, smoking status and general health.

As your broker, we’ll shop the best carriers in Florida and compare your needs, individual health products that suit you and cost. You’ll have a chance to look over the plans and once we have picked the best plan for your needs we’ll do an online application. Once you're approved you’ll receive your policy. This is your contract between you and your carrier (insurer).

After you receive your policy, you usually have a 10 day free look so you can make sure you understand your policy. Whether there are questions, concerns or emergencies ……at FHIA our biggest priority is customer service, quality products and the ability to help people everyday.

You pay no more to use Florida Health Insurance Advisors then if you were searching on your own. The individual carriers pay brokers directly, which in no way affects your price.

Navigating the hundreds of plan choices is daunting on your own. Let us shop for you for the best protection at the very best price.

Health insurance provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase. Depending on your policy, your premium may be payable either in a lump sum or in monthly installments..

For an instant online health insurance quote for you or your family, click the button on the left, or call:

(813) 571-5702

Or Email: