What is an HSA?
The Health Savings Account is also known as
an HSA and is a way to exercise control over your health
insurance and your medical expenses.
The HSA is gaining popularity these days
especially for people who would like to save on their
Health Insurance premiums.
With an HSA you're able to save on
that monthly premium expense yet also be able to put money
in your special, tax free HSA account just for
that time when you need to pay for the little thing, not
covered by your high deductible policy. Now you can earn
interest on tax free money and save money on your premium as
well.
What an HSA does is combine a higher
deductible health plan with a tax free savings account. The
heath Savings Account is used to pay for minor expenses,
including many items not normally deductible as a medical
expense, including over the counter medications and dental.
Once you have satisfied your deductible and
or co- insurance your carrier pays 100% of your bills. You also
have a single family deductible with HSA’s, not a per person
times 2 or 3 family members.
If you never need to use your health savings
account money, it stays in your account and earns interest.
This is yours to use for most medical expenses from over the
counter drugs to doctor visits to dental and vision bills. Even
if you change plans or companies the money put aside is
yours.
Most companies now use a debit card system
linked to your Health Savings Account so you have your funds
available to use when you need to. Florida Health Insurance has
top rated HSA carriers and we are more then happy to shop,
compare, and show you your best options.
For an
instant online health insurance quote for you or your
family, click the button on the left, or
call:
(813)
571-5702

Or
Email:

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